Farm Machinery Finance for Farmers & Rural Businesses
Flexible farm machinery finance from £25,000 upwards to help farmers and rural businesses fund essential agricultural machinery, equipment and assets.
- Finance for new and used farm machinery
- Support for agricultural equipment, vehicles and business assets
- Available across England, Wales and Scotland
Farm machinery finance overview
Finance for the machinery your farm depends on
Farm machinery is essential for productivity, efficiency and day-to-day operations. Whether you need to replace older equipment, buy additional machinery or invest in more efficient assets, finance can help spread the cost over time.
At Farming Loans, we help farmers and rural businesses explore farm machinery finance from £25,000 upwards, subject to status, affordability and lender criteria.
Get a Free Quote →Support for new and used machinery
Finance may be available for both new and used farm machinery depending on the asset, supplier, age, condition, amount required and lender criteria.
Common farm machinery finance needs
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Replacing ageing machinery
Funding to replace outdated, unreliable or inefficient machinery with newer equipment.
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Increasing capacity
Support for additional machinery to reduce downtime, improve output or meet seasonal demand.
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Preserving working capital
Spread the cost of machinery while retaining cash for wages, inputs, repairs and operating costs.
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Funding growth and upgrades
Finance for machinery upgrades that support productivity, efficiency and expansion.
Machinery funding uses
What can farm machinery finance be used for?
Farm machinery finance can support a wide range of agricultural purchases, replacements and upgrades.
Tractors and loaders
Finance for tractors, loaders, telehandlers and machinery used across daily farm operations.
Agricultural equipment
Funding for drills, sprayers, balers, spreaders, cultivation equipment and specialist assets.
Replacement machinery
Replace ageing, unreliable or inefficient machinery with newer equipment to reduce downtime.
Vehicles and handling
Support for utility vehicles, commercial vehicles, trailers and handling equipment.
Cash flow support
Spread the cost of machinery purchases while preserving working capital for other costs.
Growth and productivity
Fund machinery that improves output, efficiency, capacity or modernises your farm business.
Need farm machinery finance from £25,000 upwards?
Tell us what machinery you want to fund and we’ll help you explore suitable finance options.
New and used machinery
Farm machinery finance for different purchase types
Whether you are buying new machinery from a dealer or used machinery from a suitable supplier, the right finance option will depend on the asset, cost, age, condition and your business circumstances.
We help farmers and rural businesses explore options for new and used farm machinery finance, with enquiries typically starting from £25,000 upwards.
Asset and supplier details matter
Lenders will usually consider the machinery value, supplier, age, condition, VAT position, deposit level, trading history and affordability before making a decision.
New machinery finance
Finance for new machinery purchased through dealers, manufacturers or suppliers, helping spread the cost of major equipment investment.
- Dealer and supplier purchases
- Modern machinery and upgrades
- Useful for expansion or replacement
Used machinery finance
Used machinery finance may be available depending on the asset’s age, condition, value, supplier and lender criteria.
- Used machinery from suitable suppliers
- Subject to asset age and condition
- Can help reduce upfront purchase pressure
How it works
A straightforward farm machinery finance process
Tell us about the machinery you want to fund, and we’ll help you explore suitable finance options based on the asset, supplier, amount required and lender criteria.
1. Tell us about the machinery
Complete the quote form or speak to our team. We’ll ask about the machinery, supplier, amount required and your farming or rural business.
2. We review suitable options
We review your enquiry and work with our panel of lenders to help identify machinery finance options that may suit your business and the asset being funded.
3. Move forward with funding
If a suitable option is available, we’ll explain the next steps, what information is needed and how the machinery finance process works.
Why choose us?
Farm machinery finance support from a specialist broker
Machinery finance can involve different products, suppliers, asset values and lender criteria depending on whether you are buying new, used, replacing existing machinery or increasing capacity.
Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender, and we help farmers and rural businesses explore suitable machinery finance options from our panel of lenders.
Specialist lender access
We work with lenders who understand agricultural machinery, equipment and rural business funding needs.
Finance from £25,000
Support for farm machinery finance enquiries from £25,000 upwards, depending on the asset and lender.
No upfront fees from us
You can make an enquiry without paying an upfront arrangement fee to Farming Loans.
UK-wide support
We help farmers and rural businesses across England, Wales and Scotland access suitable finance options.
FAQs
Farm machinery finance FAQs
Here are some common questions about farm machinery finance for farmers and rural businesses.
What is farm machinery finance?
Farm machinery finance is funding used to help farmers and rural businesses purchase or refinance agricultural machinery, equipment, vehicles and other business assets.
Can I finance used farm machinery?
Yes, used farm machinery may be financeable depending on the asset’s age, condition, value, supplier, amount required and lender criteria.
What types of machinery can be financed?
Finance may be available for tractors, loaders, telehandlers, trailers, balers, drills, sprayers, harvesters, cultivation equipment and other agricultural machinery.
How much farm machinery finance can I apply for?
At Farming Loans, we typically support farm machinery finance enquiries from £25,000 upwards. The amount available will depend on the machinery, your business, affordability, lender criteria and the information supplied.
Do you lend directly?
No. Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender. We help farmers and rural businesses explore suitable finance options from our panel of lenders.
Do you charge upfront fees?
We do not charge an upfront arrangement fee for making an enquiry. Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender. We get paid by the lender should you take a finance product that we have introduced you to.
Ready to explore farm machinery finance options?
Tell us about the machinery you want to fund and we’ll help you understand what options may be available.
Get a Free Quote →Get a quote
Explore farm machinery finance options today
Tell us about the machinery you need to fund and we’ll help you understand what farm machinery finance options may be available through our panel of lenders.
We support enquiries from £25,000 upwards for farmers and rural businesses across England, Wales and Scotland.
- No upfront arrangement fee for making an enquiry
- Support from an independent finance broker
- Farm machinery finance options subject to status, affordability and lender criteria
Get Your Free Quote
Takes 2 minutes — no obligation
* Subject to status, affordability, lender criteria and the information supplied.
Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender.