Category: Business finance news

  • Can I use asset finance to buy company cars and how does it work?

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    Can I use asset finance to buy company cars and how does it work?

    6 October 2017

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    For many businesses, getting a fleet of company cars, motorbikes or vans can mean be good opportunity to expand their operations.

    But, whether getting your sales team out on the road, expanding your delivery service or targeting new locations, you want to be sure that you have financed it on the very best terms that you can.

    In this article we look at how asset finance can help you unlock the cash tied up in your existing vehicles or other assets owned by your business to finance your new company vehicles.

    How does asset finance for company vehicles work?

    Asset refinancing allows you to secure your borrowing for company vehicles against assets owned by your business such as machinery, equipment, IT and many other assets.

    This provides a lowered risk for the lender in lending to your business which could help you secure better borrowing rates than a business loan. The ownership of the asset is transferred to the finance provider for the duration of the financing.

    Asset finance also gives your business flexibility over your repayments towards your company cars. Your repayments can be spread over as long as 48 months and at the end of the finance term you will retain ownership of the original asset and the company vehicle/s, or choose to extend the finance if you wish to refinance the assets again.

    What’s more you can offset the monthly repayment against your tax liability, making it a tax efficient way of borrowing finance for your company cars.

    Company car finance from The Funding Store

    We are constantly reviewing asset finance providers to bring you competitive options that meet your needs.

    From discussing your finance requirements with a member of our experienced team, to visiting your premises to itemise each asset to be refinanced, we make the process from application to securing your finance simple and fast.

    Our service also comes with no commitment. Therefore, if we do not find a finance option that you select, there will be no fee for our service.

    With your finance taken care of, you can focus on planning on how you will make the best use your new vehicles.

    Contact our asset finance team

    If you would like to discuss how we can help you find asset finance for your company vehicles you can contact us 7 days a week, or request a call back via the form on this page.

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    Get in touch

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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • The new £10 note: What you need to know…

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    The new £10 note: What you need to know…

    29 September 2017

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    The new plastic £10 note entered circulation this month and they will make their way into cash machines and tills across the country over the next few weeks.

    So here a short round up of what businesses need to know.

    What do the new £10 notes look like?

    The new £10 note, like the new £5 note released last September, is made of polymer which will last longer than the previous paper notes.

    They are also slightly smaller than their predecessors, in fact 15% smaller to be exact. They will feature a portrait of author Jane Austin on the back, which makes them the only UK banknote in circulation to feature a woman other than the queen.

    What additional security features do they have?

    To prove the note is real, there is a large see-through window with a portrait of the Queen printed on it and the words ‘£10 Bank of England’ twice around the edge.

    Underneath this there is a silver foil patch and when the note is tilted the word ‘Ten’ changes to ‘Pounds’ and a multi-coloured rainbow effect can be seen.

    On the side of the note with the Queen’s head on, there is a ’10’ which appears in bright red and shows as green when shone under UV light.

    Can you still accept old £10 notes?

    You can continue to accept paper £10 notes as normal for the time being and they will be gradually withdrawn as they are banked. The date they are officially stopped as legal tender will be announced at least three months in advance, and this is expected to be around Spring time next year.

    However, should your business take an old £10 note after this date, it is likely that you will be able to exchange it at face value with the Bank of England, and possibly at high-street banks.

    Spending new £10 notes

    Many of the major supermarkets have already updated self-service checkouts to accept the new notes, as have many of the cash-handling machine manufacturers. Some cash-handling machines, such as cinemas, and car parks may not yet be ready but will be working towards updating their systems.

    Contact our business loans team

    If you would like to discuss how we can help you find business finance you can contact us 7 days a week, or request a call back via the form on this page.

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    Get in touch

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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • The Autumn Budget 2017: What could be in it for raising business finance?

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    The Autumn Budget 2017: What could be in it for raising business finance?

    26 September 2017

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    The Autumn Budget will take place on Wednesday 22 November 2017 and will be the second Budget of the year.

    Therefore, it is unlikely that there will be any major changes.

    However, there are rumours that there may be some tightening of the Enterprise Investment Scheme (EIS) as it was put under review earlier this year.

    EIS is designed to help smaller, higher-risk companies raise finance by offering tax relief on new shares in those companies that qualify.

    For the investor, they can benefit from up to 30% tax relief on these investments and a capital gains tax emption after three years with further tax relief in the event of a loss. Under EIS each individual investor is allowed to invest up to £1 million per year.

    Of course, this is just early speculation at this stage and we will have to wait and see if there are any changes made.

    We will be keeping a close eye on the announcements and any wider impacts to business finance and borrowing so that we can continue to find competitive finance for our clients.

    Contact our business loans team

    If you would like to discuss how we can help you find business finance you can contact us 7 days a week, or request a call back via the form on this page.

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    Get in touch

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background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” first=”false”][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

    [/fusion_text][/fusion_builder_column][fusion_builder_column type=”1_6″ layout=”1_6″ spacing=”” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius=”” box_shadow=”no” dimension_box_shadow=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_image_id=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” element_content=”” first=”false”][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container]

  • The Funding Store gets creative for our new promotional video

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    The Funding Store gets creative for our new promotional video

    23 September 2017

    [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Intro” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”no” class=”” id=”” background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” video_preview_image=”” border_size=”0px” border_color=”” border_style=”solid” margin_top=”” margin_bottom=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=””][fusion_builder_row][fusion_builder_column type=”2_3″ layout=”2_3″ spacing=”yes” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”no” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”20px” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” first=”true”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    This week our team got creative and made a video explaining the benefits of using our service.

    In fact, videos are a powerful way for all businesses to promote their service. In article, we explain how you can go about creating your own cost-effective promotional video.

    First, here is our new video…

    [/fusion_text][fusion_vimeo id=”https://vimeo.com/234575295″ alignment=”center” width=”” height=”” autoplay=”false” api_params=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” css_id=”” /][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    Here are the steps to creating your own promotional video…

    Stage 1 – The style

    The first part to creating a video is to decide on the overall style that you want to present. Is your brand fun or serious, creative or informative, modern or traditional?

    It might be that you will be somewhere on the scale between these but deciding where you fit is the first stage to making a video that is the right fit for your business.

    Stage 2 – The message

    What are the main reasons that your customers choose you, what is their challenge and what are your key USP’s (unique service proposition)? This means, what are the key things that set you apart from your competitors?

    Note these down and create a script and a sequence of scenes for your video.

    Try to keep these to the main points as the video should be succinct and engaging. Also consider your call to action, that is why and how prospective clients will contact you.

    Stage 3 – Production

    There are many creative agencies who can produce your promotional video for you. Alternatively, if you do not have the budget to use an agency you could create a video yourself.

    There are many online video software platforms that you can use. Choosing a cost-effective, easy to use solution will help you to easily create a great video, even if you don’t have a background in Hollywood.

    Many of these online video production programmes will also have a selection of free music tracks to select. Again, choose a soundtrack that matches your style and message.

    If you would like to add a voice over there are also various software pacckages that will allow you to edit and record this.

    Stage 4 – Sharing your video

    Set up a free Vimeo or Youtube channel and upload your video. You are now able to share your video with the world and embed it on your website for everyone to see.

    Contact our business loans team

    If you would like to talk to us about your business finance and the software that we used for our video, do get in touch.

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    Get in touch

    [/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””][forminator_form id=”3385″][/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Clients logos” hundred_percent=”yes” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”no” status=”published” publish_date=”” class=”” id=”” link_color=”” link_hover_color=”” border_size=”0px” border_color=”” border_style=”solid” margin_top=”0px” margin_bottom=”0px” padding_top=”0px” padding_right=”10″ padding_bottom=”0px” padding_left=”40″ gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”#063d71″ background_image=”” background_position=”left top” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” video_preview_image=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″][fusion_builder_row][fusion_builder_column type=”1_6″ layout=”1_6″ spacing=”” center_content=”no” link=”” target=”_self” min_height=”” 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hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • How could Brexit impact securing finance for your business?

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    How could Brexit impact securing finance for your business?

    20 September 2017

    [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Intro” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”no” class=”” id=”” background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” video_preview_image=”” border_size=”0px” border_color=”” border_style=”solid” margin_top=”” margin_bottom=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=””][fusion_builder_row][fusion_builder_column type=”2_3″ layout=”2_3″ spacing=”yes” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”no” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”20px” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” first=”true”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    With Article 50 negotiations currently taking place we still don’t know exactly what Brexit will mean for businesses, and with the UK treading unchartered waters it is difficult to make any certain predictions.

    In this blog article we consider what we know, what is on the horizon and how this might impact you securing finance.

    What do we know?

    When it comes to the economy the UK is not an island, and is very much connected to the world economy.

    With currency falling, the cost of imported goods has risen, giving UK manufacturers an edge in the UK market. However, at the same time this has led to increased costs for those who import raw materials to produce their goods.

    On a positive note, this has also led to a surge in export activity as goods produced in the UK become more competitive overseas. So overall, there has been a mixed effect on the UK productivity.

    What is on the horizon?

    There may be bumps on the way as the UK negotiates its position outside of the EU. However, we believe that the UK is, and will remain, a good place to do business.

    Despite these uncertain times, business goes on.

    Businesses will still need access to finance to support their plans and to meet cash flow requirements.

    Should the banks reduce their appetite for lending then our services may be able to assist you. We can help you access multiple lenders to find flexible finance that is right for your needs.

    Contact our business loans team

    If you would like to discuss how we can help you find business finance you can contact us 7 days a week, or request a call back via the form on this page.

    [/fusion_text][fusion_sharing tagline=”Share This Story, Choose Your Platform!” tagline_color=”#063d71″ backgroundcolor=”#ffffff” title=”” link=”” description=”” icons_boxed=”yes” icons_boxed_radius=”#063d71″ color_type=”custom” icon_colors=”#ffffff” box_colors=”” tooltip_placement=”” pinterest_image=”” pinterest_image_id=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ spacing=”yes” center_content=”yes” link=”” target=”_self” min_height=”none” hide_on_mobile=”medium-visibility,large-visibility” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” first=”false”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_imageframe image_id=”3448|full” max_width=”300px” style_type=”” blur=”” stylecolor=”” hover_type=”none” bordersize=”” bordercolor=”” borderradius=”” align=”center” lightbox=”no” gallery_id=”” lightbox_image=”” lightbox_image_id=”” alt=”” link=”” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://farming-loans.co.uk/wp-content/uploads/2020/07/brexit-and-business-finance.jpg[/fusion_imageframe][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    Get in touch

    [/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””][forminator_form id=”3385″][/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Clients logos” hundred_percent=”yes” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”no” status=”published” publish_date=”” class=”” id=”” link_color=”” link_hover_color=”” border_size=”0px” border_color=”” border_style=”solid” margin_top=”0px” margin_bottom=”0px” padding_top=”0px” padding_right=”10″ padding_bottom=”0px” padding_left=”40″ gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ 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filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” element_content=”” first=”true”][/fusion_builder_column][fusion_builder_column type=”2_3″ layout=”1_1″ spacing=”” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”0px” padding_left=”” margin_top=”25px” margin_bottom=”0px” 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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • Winter is coming…could a seasonal business loan be right for you?

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    Winter is coming…could a seasonal business loan be right for you?

    16 September 2017

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    As the nights begin to draw in and we say goodbye to the ups and downs of our typically British Summer, we set our sights to the Autumn and Winter ahead.

    For seasonal businesses this could mean a dip in activity. In this article we take a look at seasonal business loans and whether they could be the answer to plugging your short-term cashflow needs.

    A seasonal business loan can help meet the needs of seasonal companies such as some leisure, retail and agricultural businesses.

    By taking a short term loan it could help you to manage cash flow or provide finance to invest in the business.

    There are two key ways a seasonal business loan could help.

    1. Covering cashflow during down-times

    Let’s say that you are running a farming business. The winter months could be a time where your crop or livestock are not earning as much for you as the summer months.

    However you must still pay for any vehicle repairs, equipment replacements or costs such as tax bills or staff costs, despite a fall in your sales turnover.

    A short-term business loan could provide the finance to cover these costs, and the duration of your repayments can be spread into the summer when your income picks up. This allows you to spread the finance across your uneven peaks in income.

    2. Giving your business a kick-start as you begin your peak season

    Another reason to take a seasonal business loans is to invest in the growth of your business.

    Let’s say that you are running a business providing heating and gas services. You just have just taken on a new, big client to work for over the winter months, but because the winter has just arrived you do not have the equipment or staff to meet their requirements.

    A seasonal business loan could help you take a short-term cash injection to take on new staff, new vehicles or buy new equipment to complete the job. Then using the income generated you can repay the borrowing over the coming months. This means that you didn’t have to turn away the new business.

    Contact our business loans team

    If you would like to discuss how we can help you access a seasonal business loan please contact us, or request a call back via the form on this page.

    [/fusion_text][fusion_sharing tagline=”Share This Story, Choose Your Platform!” tagline_color=”#063d71″ backgroundcolor=”#ffffff” title=”” link=”” description=”” icons_boxed=”yes” icons_boxed_radius=”#063d71″ color_type=”custom” icon_colors=”#ffffff” box_colors=”” tooltip_placement=”” pinterest_image=”” pinterest_image_id=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ spacing=”yes” center_content=”yes” link=”” target=”_self” min_height=”none” hide_on_mobile=”medium-visibility,large-visibility” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” first=”false”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_imageframe image_id=”3445|full” max_width=”300px” style_type=”” blur=”” stylecolor=”” hover_type=”none” bordersize=”” bordercolor=”” borderradius=”” align=”center” lightbox=”no” gallery_id=”” lightbox_image=”” lightbox_image_id=”” alt=”” link=”” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://farming-loans.co.uk/wp-content/uploads/2020/07/winter.jpg[/fusion_imageframe][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    Get in touch

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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • Funding tastes good for expanding cafe business…

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    Funding tastes good for expanding cafe business…

    Case study

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    Our client, a busy café in the heart of Northampton needed to raise finance to upgrade its kitchen, refurbish its furnishings and grow its takeaway service.

    Challenge

    Running a busy business, a team of staff and taking care of the finances, our client didn’t have the time to search for the best solution for borrowing finance.

    They had also found that gaining funding from the banks was difficult to secure due as they would need to produce a business plan and provide the various information required. They simply didn’t have the time away from running the business.

    Solution

    Having discussed all their options, The Funding Store were able to find a business loan that met their needs.

    The loan would be spread over a duration that they were comfortable with loan repayments and the funds could be transferred quickly, meaning there would be no delay in beginning their refurbishment plans.

    As the café was a profitable business, they liked the flexibility and the fact that an early settlement option could be added. This meant that they would be able to repay the loan without penalties, if in future they felt this was the best option for them.

    Contact us today to discuss how we can help get the finance that your business needs.

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    Get in touch

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background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” first=”false”][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” 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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • What can Premier League managers teach you about financing your business?

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    What can Premier League managers teach you about financing your business?

    17 August 2017

    [/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Intro” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”no” class=”” id=”” background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ video_mp4=”” video_webm=”” video_ogv=”” video_url=”” video_aspect_ratio=”16:9″ video_loop=”yes” video_mute=”yes” video_preview_image=”” border_size=”0px” border_color=”” border_style=”solid” margin_top=”” margin_bottom=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=””][fusion_builder_row][fusion_builder_column type=”2_3″ type=”2_3″ layout=”2_3″ spacing=”yes” center_content=”no” link=”” target=”_self” min_height=”” hide_on_mobile=”no” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”20px” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”false” first=”true”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    We were delighted to see the return of the Premier League this week.

    With many clubs spending big this summer to bring in new talent, this season promises to be full of excitement.

    Here are 3 things that we can learn from Premier League managers on securing finance for your business.

    1. Plan a strategy and act fast to succeed

    At the beginning of the summer managers were likely making their plans for the forthcoming season and the resources they will need to achieve this. Will they be competing for silverware, trying to break into Europe or likely to be fighting a tough relegation battle?

    They will have also considered what areas of their team they need to strengthen. Should they tighten the ship at the back, add power to their midfield, add flair up top or build their squad depth for the long season ahead? There is a lot of planning and thinking ahead that goes on pre-season.

    This reminds us that all businesses, like football managers must plan ahead, so that they can anticipate the business needs and the finance that they will require to meet this.

    Do you need to recruit staff or buy new equipment, are your marketing campaigns ready to be financed and have you got enough stock in place to meet demand at peak times?

    2. Utilise the assets that you have

    With a transfer market spiralling upwards many managers turned their focus to realising the cash in their current assets.

    Whether selling players that were surplus to requirements, or loaning players out to other teams to release the cash that they must pay in wages, managers have been finding ways to raise finance for new arrivals.

    The Funding Store can also help you release the cash in the assets that your business holds, through asset refinancing, so that you can invest this in improving the performance of your business.

    3. Maintain your focus

    Often the Premier League managers will have teams of finance professionals alongside them, helping them raise finance and to make bids for new players.

    However, often in business it might be just you, the business owner, or a Finance Director who is responsible for raising the sufficient funding.

    At The Funding Store, our team can work with you to take away the strain and time needed to find the finance that is right for you.

    Contact us today to discuss how we can help get the finance that your business needs.

    [/fusion_text][fusion_sharing tagline=”Share This Story, Choose Your Platform!” tagline_color=”#063d71″ backgroundcolor=”#ffffff” title=”” link=”” description=”” icons_boxed=”yes” icons_boxed_radius=”#063d71″ color_type=”custom” icon_colors=”#ffffff” box_colors=”” tooltip_placement=”” pinterest_image=”” pinterest_image_id=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_3″ type=”1_3″ layout=”1_3″ spacing=”yes” center_content=”yes” link=”” target=”_self” min_height=”none” hide_on_mobile=”medium-visibility,large-visibility” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” first=”false”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_imageframe image_id=”3431|full” max_width=”300px” style_type=”” blur=”” stylecolor=”” hover_type=”none” bordersize=”” bordercolor=”” borderradius=”” align=”center” lightbox=”no” gallery_id=”” lightbox_image=”” lightbox_image_id=”” alt=”” link=”” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://farming-loans.co.uk/wp-content/uploads/2020/07/football-2580983_1920.jpg[/fusion_imageframe][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    Get in touch

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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • Design business pictures growth with asset finance…

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    Design business pictures growth with asset finance…

    Case study

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    Design agencies represent everything we love about entrepreneurial businesses.

    They are creative, fast moving with customer needs and focused on providing client satisfaction and results.

    So when we were approached to help a growing design business we were excited about taking on the brief.

    Challenge

    The design agency in question was a fast-growing owner-managed business. Established in 2014 they had reached a point where they were ready to take on new designers and account managers to expand the business.

    With a significant amount of working capital tied up in equipment such as high spec IT equipment and printers, the business struggled to plan how it would achieve this growth ambition.

    Solution

    After our consultations with the management team we identified that asset finance would be an effective way to raise finance to support the growth of the business.

    Utilising the cash tied up in the business would support their recruitment plans and the additional equipment that they would need to purchase.

    With the repayment duration spread over a period in which they felt comfortable they could meet without putting pressure on the monthly cashflow.

    Contact us today to discuss how we can help get the finance that your business needs.

    [/fusion_text][fusion_sharing tagline=”Share This Story, Choose Your Platform!” tagline_color=”#063d71″ backgroundcolor=”#ffffff” title=”” link=”” description=”” icons_boxed=”yes” icons_boxed_radius=”#063d71″ color_type=”custom” icon_colors=”#ffffff” box_colors=”” tooltip_placement=”” pinterest_image=”” pinterest_image_id=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” /][/fusion_builder_column][fusion_builder_column type=”1_3″ layout=”1_3″ spacing=”yes” center_content=”yes” link=”” target=”_self” min_height=”none” hide_on_mobile=”medium-visibility,large-visibility” class=”” id=”” background_image_id=”” hover_type=”none” border_size=”0″ border_color=”” border_style=”solid” border_position=”all” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” box_shadow=”no” box_shadow_vertical=”” box_shadow_horizontal=”” box_shadow_blur=”0″ box_shadow_spread=”0″ box_shadow_color=”” box_shadow_style=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” margin_top=”” margin_bottom=”” background_type=”single” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”” background_image=”” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” animation_type=”” animation_direction=”down” animation_speed=”0.1″ animation_offset=”” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ last=”true” first=”false”][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_imageframe image_id=”3419|full” max_width=”300px” style_type=”” blur=”” stylecolor=”” hover_type=”none” bordersize=”” bordercolor=”” borderradius=”” align=”center” lightbox=”no” gallery_id=”” lightbox_image=”” lightbox_image_id=”” alt=”” link=”” linktarget=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=”” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″]https://farming-loans.co.uk/wp-content/uploads/2017/08/owner.png[/fusion_imageframe][fusion_separator style_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” sep_color=”” top_margin=”20px” bottom_margin=”” border_size=”” icon=”” icon_circle=”” icon_circle_color=”” width=”” alignment=”center” /][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””]

    Get in touch

    [/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”default” rule_size=”” rule_color=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” animation_type=”” animation_direction=”left” animation_speed=”0.3″ animation_offset=””][forminator_form id=”3385″][/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”Clients logos” hundred_percent=”yes” hundred_percent_height=”no” hundred_percent_height_scroll=”no” hundred_percent_height_center_content=”yes” equal_height_columns=”yes” menu_anchor=”” hide_on_mobile=”no” status=”published” publish_date=”” class=”” id=”” link_color=”” link_hover_color=”” border_size=”0px” border_color=”” border_style=”solid” margin_top=”0px” margin_bottom=”0px” padding_top=”0px” padding_right=”10″ padding_bottom=”0px” padding_left=”40″ gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ 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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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  • 5 ways to improve your credit score

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    5 ways to improve your credit score

    24 May 2017

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    Having a good business credit score can be a real benefit to your business.

    It can help you to get a low interest rate on your borrowing and could make you more favourable with suppliers. In this blog article, our team have listed their 5 top tips for improving your credit score.

    1. Find out your current credit score

    The first action in improving your credit score is to find out your current credit score. You can obtain a copy of your report from a credit reference agency such as Experian, Equifax or Creditsafe. 100 is the best business credit score, whilst 75 is regarded as being very good.

    2. Check for errors

    To improve your score you should check that all the information is correct and if you find errors have them corrected by contacting the lenders and explaining why you dispute the information.

    If the creditor won’t take action, contact the Credit Reference Agencies, sending a written account of the dispute and relevant documents or receipts.

    3. Time for a clean slate?

    Look for any old negative information that should be removed. Most information should stay on your file only up to seven years, any older and the Credit Reference Agency may be able to remove it.

    4. Are you requesting positive information?

    If you pay your suppliers promptly, another way of improving your credit score is to ask them to report positive information to the Credit Agencies. The more positive reports the better your rating is likely to be.

    5. Other areas to consider…

    Other ways to improve your credit score include filing your annual accounts on time, having a phone landline listed for your business, always paying bills on time and settling any County Court Judgements, as they shouldn’t be on your record if paid within 28 days.

    Also consider building up your borrowing history. Without a history of managing credit, lenders find it difficult to assess how much of a risk your business will be. Taking out a business loan and using it responsibly may help you appear less risk.

    We are able to source finance for businesses with varying levels of credit score, so speak with our team to find out how we can help you.

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    This article has been produced by The Funding Store for general interest. No responsibility for loss occasioned to any person acting or refraining from action as a result of the information contained in this article is accepted by The Funding Store (MK) Limited. In all cases appropriate professional advice should be sought before making a decision.

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