Farm Asset Finance

Farm Asset Finance UK

Farm Asset Finance for Agricultural Equipment & Machinery

Flexible farm asset finance from £25,000 upwards to help farmers and rural businesses fund machinery, equipment, vehicles, technology and essential agricultural assets.

  • Asset finance for farmers and rural businesses
  • Support for machinery, equipment, vehicles and agricultural assets
  • Available across England, Wales and Scotland

Agricultural asset finance

Finance for the assets your farming business depends on

Farm asset finance can help farmers and rural businesses spread the cost of essential machinery, equipment, vehicles and agricultural assets rather than paying for them all upfront.

At Farming Loans, we help agricultural businesses explore asset finance options from £25,000 upwards, based on the type of asset, the amount required, your trading position, affordability and lender criteria.

Whether you need to replace ageing machinery, invest in newer equipment or fund assets that support productivity, we can help you understand what options may be available.

Common farm asset finance needs

  • Machinery and implements Funding for tractors, loaders, trailers, balers, drills, sprayers and other essential machinery.
  • Equipment and technology Finance for farm equipment, technology, handling systems, tools and operational assets.
  • Vehicles and commercial assets Support for commercial vehicles, pickups, utility vehicles and other assets used by the business.
  • New or used assets Asset finance may be available for both new and used equipment, depending on the asset and lender.

Asset funding uses

What can farm asset finance be used for?

Farm asset finance can help spread the cost of essential equipment and machinery, supporting investment without tying up all of your working capital upfront.

Farm machinery

Finance for tractors, loaders, trailers, balers, drills, sprayers, telehandlers and other machinery used across farming businesses.

Vehicles and equipment

Funding for commercial vehicles, pickups, utility vehicles, handling equipment and other assets needed for daily farm operations.

Agricultural equipment

Support for equipment, tools, technology, systems and specialist agricultural assets that help improve productivity and efficiency.

Replacement assets

Finance to replace ageing, unreliable or inefficient assets with newer machinery, vehicles or equipment for the business.

Preserving cash flow

Asset finance can help spread the cost of investment, allowing the business to retain cash for seasonal costs and working capital.

Growth and productivity

Funding for assets that support expansion, improve output, increase efficiency or help modernise your agricultural business.

Need farm asset finance from £25,000 upwards?

Tell us what asset you need and we’ll help you explore suitable finance options.

Get a Free Quote

Asset types

Finance for new and used farm assets

Farm asset finance can be used to fund a wide range of agricultural assets, from everyday equipment through to larger machinery and commercial vehicles.

The right finance structure will depend on the asset, the supplier, the amount required, your trading position and the lender’s criteria.

Designed to support investment

Asset finance can help your business access the equipment it needs while spreading the cost over time, subject to status and affordability.

Machinery

Tractors, telehandlers, loaders, trailers, balers, drills, sprayers, harvesters and other machinery.

Equipment

Handling systems, yard equipment, specialist tools, agricultural technology and operational assets.

Vehicles

Commercial vehicles, pickups, utility vehicles and other transport assets used by the business.

Business assets

Assets that support productivity, efficiency, storage, handling, logistics or wider farm operations.

How it works

A simple process for farm asset finance enquiries

Tell us what asset you need to fund, and we’ll help you explore suitable asset finance options based on the equipment, supplier, amount required and lender criteria.

1. Tell us about the asset

Complete the quote form or speak to our team. We’ll ask about the asset, supplier, amount required and your farming or rural business.

2. We review suitable options

We review your enquiry and work with our panel of lenders to help identify asset finance options that may suit your business and the asset being funded.

3. Move forward with funding

If a suitable option is available, we’ll explain the next steps, what information is needed and how the farm asset finance process works.

Farm asset finance is subject to status, affordability, lender criteria and the information supplied. A decision may be possible within 24 hours depending on the asset, product and lender.

Why choose us?

Farm asset finance support from a specialist broker

Funding agricultural assets can involve different products, structures and lender criteria depending on the asset, supplier, amount required and your business circumstances.

Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender, and we help farmers and rural businesses explore suitable asset finance options from our panel of lenders.

Specialist lender access

We work with lenders who understand agricultural assets, machinery and rural business funding needs.

Finance from £25,000

Support for farm asset finance enquiries from £25,000 upwards, depending on the asset and lender.

No upfront fees from us

You can make an enquiry without paying an upfront arrangement fee to Farming Loans.

UK-wide support

We help farmers and rural businesses across England, Wales and Scotland access suitable finance options.

Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender.

FAQs

Farm asset finance FAQs

Here are some common questions about farm asset finance for farmers and rural businesses.

What is farm asset finance?

Farm asset finance is funding used to help agricultural businesses purchase or refinance assets such as machinery, equipment, vehicles, technology and other business assets. It can help spread the cost over time rather than paying the full amount upfront.

What assets can be financed?

Asset finance may be available for tractors, trailers, loaders, telehandlers, balers, drills, sprayers, commercial vehicles, equipment, technology, handling systems and other assets used by farming or rural businesses.

Can used farm machinery be financed?

Yes, used farm machinery may be financeable depending on the asset, age, condition, supplier, amount required and lender criteria. New and used assets can both be considered.

How much farm asset finance can I apply for?

At Farming Loans, we typically support farm asset finance enquiries from £25,000 upwards. The amount available will depend on the asset, the business, affordability, lender criteria and the information supplied.

Do you lend directly?

No. Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender. We help farmers and rural businesses explore suitable finance options from our panel of lenders.

Do you charge upfront fees?

We do not charge an upfront arrangement fee for making an enquiry. Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender. We get paid by the lender should you take a finance product that we have introduced you to.

Ready to explore farm asset finance options?

Tell us what asset you need to fund and we’ll help you understand what options may be available.

Get a Free Quote

Get a quote

Explore farm asset finance options today

Tell us what asset you need to fund and we’ll help you understand what farm asset finance options may be available through our panel of lenders.

We support enquiries from £25,000 upwards for farmers, agricultural businesses and rural enterprises across England, Wales and Scotland.

  • No upfront arrangement fee for making an enquiry
  • Support from an independent finance broker
  • Asset finance options subject to status, affordability and lender criteria

Get Your Free Quote

Takes 2 minutes — no obligation

Farming Loans Quote Form

* Subject to status, affordability, lender criteria and the information supplied.

Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender.