Farm Equipment Finance for Farmers & Rural Businesses
Flexible farm equipment finance from £25,000 upwards to help farmers and rural businesses fund agricultural equipment, tools, handling systems, vehicles and essential assets.
- Finance for new and used farm equipment
- Support for agricultural tools, systems, vehicles and assets
- Available across England, Wales and Scotland
Farm equipment finance overview
Finance for the equipment your farming business needs
Farm equipment plays a vital role in keeping agricultural businesses productive, efficient and resilient. Whether you need tools, handling systems, attachments, vehicles, technology or specialist equipment, finance can help spread the cost over time.
At Farming Loans, we help farmers and rural businesses explore farm equipment finance from £25,000 upwards, subject to status, affordability and lender criteria.
Get a Free Quote →Support for practical farm investment
Finance may be available for a wide range of agricultural equipment depending on the asset, supplier, age, condition, amount required and lender criteria.
Common farm equipment finance needs
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Replacing essential equipment
Funding to replace outdated, unreliable or inefficient tools, systems and equipment.
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Improving farm operations
Support for equipment that improves handling, productivity, storage, processing or efficiency.
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Preserving working capital
Spread the cost of equipment while retaining cash for wages, inputs, repairs and seasonal costs.
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Funding upgrades and expansion
Finance for equipment upgrades that support growth, efficiency and modern farm operations.
Equipment funding uses
What can farm equipment finance be used for?
Farm equipment finance can support a wide range of agricultural assets, tools, vehicles and operational systems.
Agricultural equipment
Funding for equipment, tools, attachments and systems used across farming and rural businesses.
Machinery support
Finance for equipment that works alongside machinery, including attachments, tools and operational assets.
Replacement equipment
Replace ageing, unreliable or inefficient equipment with newer assets that support farm operations.
Vehicles and handling
Support for utility vehicles, trailers, handling systems and equipment used around the farm.
Cash flow support
Spread the cost of equipment purchases while preserving working capital for other business needs.
Growth and productivity
Fund equipment that improves efficiency, supports expansion or helps modernise farm operations.
Need farm equipment finance from £25,000 upwards?
Tell us what equipment you want to fund and we’ll help you explore suitable finance options.
New and used equipment
Farm equipment finance for different purchase types
Whether you are buying new equipment from a dealer or used equipment from a suitable supplier, the right finance option will depend on the asset, cost, age, condition and your business circumstances.
We help farmers and rural businesses explore options for new and used farm equipment finance, with enquiries typically starting from £25,000 upwards.
Equipment details matter
Lenders will usually consider the equipment value, supplier, age, condition, VAT position, deposit level, trading history and affordability before making a decision.
New equipment finance
Finance for new agricultural equipment purchased through dealers, manufacturers or suppliers, helping spread the cost of practical investment.
- Dealer and supplier purchases
- Modern tools, systems and assets
- Useful for expansion or replacement
Used equipment finance
Used equipment finance may be available depending on the asset’s age, condition, value, supplier and lender criteria.
- Used equipment from suitable suppliers
- Subject to asset age and condition
- Can help reduce upfront purchase pressure
How it works
A straightforward farm equipment finance process
Tell us about the equipment you want to fund, and we’ll help you explore suitable finance options based on the asset, supplier, amount required and lender criteria.
1. Tell us about the equipment
Complete the quote form or speak to our team. We’ll ask about the equipment, supplier, amount required and your farming or rural business.
2. We review suitable options
We review your enquiry and work with our panel of lenders to help identify equipment finance options that may suit your business and the asset being funded.
3. Move forward with funding
If a suitable option is available, we’ll explain the next steps, what information is needed and how the equipment finance process works.
Why choose us?
Farm equipment finance support from a specialist broker
Equipment finance can involve different products, suppliers, asset values and lender criteria depending on whether you are buying new, used, replacing equipment or investing in new systems.
Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender, and we help farmers and rural businesses explore suitable equipment finance options from our panel of lenders.
Specialist lender access
We work with lenders who understand agricultural equipment, assets and rural business funding needs.
Finance from £25,000
Support for farm equipment finance enquiries from £25,000 upwards, depending on the asset and lender.
No upfront fees from us
You can make an enquiry without paying an upfront arrangement fee to Farming Loans.
UK-wide support
We help farmers and rural businesses across England, Wales and Scotland access suitable finance options.
FAQs
Farm equipment finance FAQs
Here are some common questions about farm equipment finance for farmers and rural businesses.
What is farm equipment finance?
Farm equipment finance is funding used to help farmers and rural businesses purchase or refinance agricultural equipment, tools, handling systems, vehicles and other business assets.
Can I finance used farm equipment?
Yes, used farm equipment may be financeable depending on the asset’s age, condition, value, supplier, amount required and lender criteria.
What types of equipment can be financed?
Finance may be available for agricultural tools, attachments, handling systems, trailers, utility vehicles, operational equipment, technology and other farm assets.
How much farm equipment finance can I apply for?
At Farming Loans, we typically support farm equipment finance enquiries from £25,000 upwards. The amount available will depend on the equipment, your business, affordability, lender criteria and the information supplied.
Do you lend directly?
No. Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender. We help farmers and rural businesses explore suitable finance options from our panel of lenders.
Do you charge upfront fees?
We do not charge an upfront arrangement fee for making an enquiry. Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender. We get paid by the lender should you take a finance product that we have introduced you to.
Ready to explore farm equipment finance options?
Tell us about the equipment you want to fund and we’ll help you understand what options may be available.
Get a Free Quote →Get a quote
Explore farm equipment finance options today
Tell us about the equipment you need to fund and we’ll help you understand what farm equipment finance options may be available through our panel of lenders.
We support enquiries from £25,000 upwards for farmers and rural businesses across England, Wales and Scotland.
- No upfront arrangement fee for making an enquiry
- Support from an independent finance broker
- Farm equipment finance options subject to status, affordability and lender criteria
Get Your Free Quote
Takes 2 minutes — no obligation
* Subject to status, affordability, lender criteria and the information supplied.
Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender.