Agricultural Finance for Farmers & Rural Businesses
Flexible agricultural finance from £25,000 upwards to help farmers and rural businesses fund machinery, equipment, livestock, cash flow, working capital and business growth.
- Finance options for farming and agricultural businesses
- Support for machinery, livestock, equipment and cash flow
- Available across England, Wales and Scotland
Agriculture finance
Flexible agricultural finance built around your business
Agricultural finance can help farming businesses access funding for the equipment, working capital, livestock, machinery or seasonal costs needed to keep moving forward.
At Farming Loans, we help farmers and rural businesses explore suitable finance options from £25,000 upwards, based on the purpose of the funding, trading position, affordability and lender criteria.
Whether you run an arable, livestock, dairy, mixed or rural contracting business, we can help you understand what agricultural finance options may be available.
Common agricultural finance needs
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Machinery and equipment Funding for tractors, implements, plant, machinery, technology and essential equipment.
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Cash flow and working capital Support for seasonal costs, supplier payments, tax bills, inputs and day-to-day business needs.
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Livestock and stock purchases Finance to support livestock purchases, feed, stock, herd expansion and related farm costs.
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Growth, repairs and improvements Funding for farm upgrades, repairs, expansion plans and investment in future productivity.
Funding uses
What can agricultural finance be used for?
Agricultural finance can support a wide range of farming and rural business needs, from day-to-day working capital through to investment in machinery, livestock and growth.
Working capital
Funding to support day-to-day business costs, seasonal cash flow, supplier payments, tax bills and general farm operating needs.
Machinery and equipment
Finance for tractors, implements, farm machinery, plant, technology and essential equipment used across agricultural businesses.
Livestock and stock
Support for livestock purchases, feed, herd expansion, stock requirements and other costs linked to livestock farming.
Seasonal cash flow
Finance to help bridge seasonal income gaps, manage input costs or support the business through quieter trading periods.
Repairs and improvements
Funding for repairs, upgrades, facilities, infrastructure, buildings and improvements that help keep the farm moving.
Growth and expansion
Support for expansion plans, new opportunities, productivity improvements and investment in the future of your agricultural business.
Need agricultural finance from £25,000 upwards?
Tell us what you need and we’ll help you explore suitable options from our panel of lenders.
Who we help
Agricultural finance for different farming businesses
We help a wide range of farmers, agricultural businesses and rural enterprises explore suitable funding options for their business needs.
Whether your business is structured as a limited company, partnership or sole trader, agricultural finance may help support investment, cash flow, equipment purchases or business growth.
Funding shaped around the purpose
The most suitable finance option will depend on what the funding is for, the amount required, affordability, trading history and lender criteria.
Arable farms
Finance for inputs, crop production costs, machinery, seasonal cash flow, working capital and expansion.
Livestock farms
Support for livestock purchases, feed, stock, working capital, equipment, repairs and farm improvements.
Dairy farms
Funding for parlour improvements, feed, cash flow, equipment, herd needs and essential dairy costs.
Rural contractors
Finance for agricultural contractors, mixed farms and rural businesses needing flexible funding support.
How it works
A straightforward agricultural finance process
Tell us what you need funding for, and we’ll help you explore suitable agricultural finance options based on your business, the amount required and lender criteria.
1. Tell us what you need
Complete the quote form or speak to our team. We’ll ask about your agricultural business, the funding amount and what the finance will be used for.
2. We review suitable options
We review your enquiry and work with our panel of lenders to help identify finance options that may suit your farming or rural business.
3. Move forward with funding
If a suitable option is available, we’ll explain the next steps, what information is needed and how the agricultural finance process works.
Why choose us?
Agricultural finance support from a specialist broker
Agricultural finance can involve different products, lenders and criteria depending on whether you need funding for machinery, livestock, working capital, equipment or growth.
Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender, and we help farming and rural businesses explore suitable options from our panel of lenders.
Specialist lender access
We work with lenders who understand farming, agriculture and rural business funding needs.
Finance from £25,000
Support for agricultural finance enquiries from £25,000 upwards, depending on the lender and product.
No upfront fees from us
You can make an enquiry without paying an upfront arrangement fee to Farming Loans.
UK-wide support
We help agricultural businesses across England, Wales and Scotland access suitable finance options.
FAQs
Agricultural finance FAQs
Here are some common questions about agricultural finance for farmers and rural businesses.
What is agricultural finance?
Agricultural finance is funding designed to support farming, agriculture and rural businesses. It can be used for a range of purposes, including machinery, equipment, livestock, working capital, cash flow, repairs, improvements and business growth.
How much agricultural finance can I apply for?
At Farming Loans, we typically support agricultural finance enquiries from £25,000 upwards. The amount available will depend on the purpose of the funding, your business circumstances, affordability, lender criteria and the information supplied.
Can agricultural finance be used for machinery or equipment?
Yes. Agricultural finance can often be used to support machinery and equipment purchases, including tractors, implements, plant, technology and other essential assets used within farming and rural businesses.
Can agricultural finance help with cash flow?
Yes. Agricultural finance may help support seasonal cash flow, working capital, supplier payments, input costs, tax bills or general business costs. The suitability of any finance option will depend on your circumstances and lender criteria.
Do you lend directly?
No. Farming-Loans.co.uk is a trading style of The Funding Store Ltd. We are an independent finance broker, not a lender. We help farming and rural businesses explore suitable finance options from our panel of lenders.
Do you charge upfront fees?
We do not charge an upfront arrangement fee for making an enquiry. Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender. We get paid by the lender should you take a finance product that we have introduced you to.
Ready to explore agricultural finance options?
Complete the quote form and we’ll help you understand what funding may be available.
Get a Free Quote →Get a quote
Explore agricultural finance options today
Tell us what funding you need and we’ll help you understand what agricultural finance options may be available through our panel of lenders.
We support enquiries from £25,000 upwards for farmers, agricultural businesses and rural enterprises across England, Wales and Scotland.
- No upfront arrangement fee for making an enquiry
- Support from an independent finance broker
- Funding options subject to status, affordability and lender criteria
Get Your Free Quote
Takes 2 minutes — no obligation
* Subject to status, affordability, lender criteria and the information supplied.
Farming-Loans.co.uk is a trading style of The Funding Store Ltd, an independent finance broker, not a lender.